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How Long are Extended Car Warranty Policies, and Can You Renew?

9 July 2024

Written by Simon England

|  4 Minutes

There are various extended car warranty policies that last for a varying number of years. This can depend on your personal preferences, the warranty provider and your vehicle. Most car manufacturers offer a three-year warranty for new cars, but some manufacturers may offer more. For instance, Kia offer attractive seven-year warranty cover, and Toyota even offer impressive ten-year warranty cover. When the manufacturer warranty has run out, it is beneficial to opt for an extended car warranty. But how long do these warranties last, and can you renew them once they expire?

In this guide, we will explore how long extended car warranties are good for, whether or not you can purchase them after three years, and whether they can be renewed once they expire. We will also discuss the factors to consider before renewing your extended car warranty, and how our policies at ALA can assist you.

How long are extended car warranties good for?

Extended car warranties are good for as long as they are needed. Extended warranties can protect your finances and give you peace of mind should your car experience a mechanical or electrical fault. Repair costs and vehicle parts are not cheap, so having a warranty in place saves you from having to pay these costs.

Car warranties are worth it until your car reaches a certain age or mileage. Each manufacturer and third-party warranty provider has its own age and mileage threshold; once a car has reached these limits, they won’t be able to purchase an extended warranty cover. At ALA, we have three levels of coverage, known as our Silver, Gold and Platinum policies. Our age and mileage restrictions on these policies are as follows:

Silver

Gold

Platinum

Maximum car age

16 years

12 years

8 years

Maximum mileage

150,000

100,000

80,000

To find out more about our extended car warranty policies, and what they include, by visiting us here.

female driving a car

Can you buy extended warranties after three years?

Yes, it is possible to buy an extended warranty policy after three years of your manufacturer warranty or an existing extended warranty policy. If your manufacturer warranty was three, seven or ten years long, opting for an extended car warranty policy is still advisable if your vehicle meets the mileage and age requirements.

You can also purchase an extended car warranty policy once your current one has expired, or you can opt to renew if you wish. At ALA, you can even transfer your policy to a new owner if you are selling your vehicle and the warranty has not yet expired.

To retrieve an extended warranty quote from us, simply fill out our extended warranty quote builder here. We will ask you for your registration number and mileage, as well as whether or not you have kept up with the manufacturer’s servicing guidelines. You can then choose your level of cover, how many years you would like the cover for, and your labour rate and claim limit.

Can car warranty be extended after it expires?

Yes, in many cases, you can purchase an extended warranty for your car after the original manufacturer’s warranty or existing extended warranty has expired. These extended warranties are often offered by third-party providers or sometimes even by the manufacturer itself. However, the terms, coverage, and cost of an extended warranty may vary depending on factors such as the age, mileage, and condition of the vehicle, as well as the provider offering the warranty.

When your policy is due to expire, we will get in contact with you to discuss your renewal, provided you still meet the requirements of cover, so you don’t have to worry about a thing.

Mazda car diving

What should I consider before renewing my extended car warranty?

Before renewing your extended car warranty, there are several factors you should consider:

  • Coverage and Terms: Review the coverage offered by the extended warranty. Ensure it covers the components and systems most likely to require repairs based on your vehicle’s age, mileage, and condition. Understand the terms and conditions, including any deductibles, exclusions, and limitations.

  • Cost: Compare the cost of renewing the extended warranty with the potential cost of repairs without coverage. Consider whether the premium and any potential deductibles are affordable for you.

  • Vehicle Reliability: Assess the reliability of your vehicle based on its make, model, and maintenance history. If your car has been relatively trouble-free, you may decide that the cost of the extended warranty isn’t justified.

  • Expiry of Original Warranty: Consider whether the extended warranty overlaps with any remaining coverage from the original manufacturer’s warranty. If so, determine whether it provides additional benefits beyond what the manufacturer’s warranty offers.

  • Future Plans: Evaluate your plans for keeping the vehicle. If you intend to sell or trade it in the near future, consider whether the extended warranty will add value to the vehicle or if you can transfer it to the new owner.

Want to find out more about what our extended warranty policies can offer you? You can discover more about our warranty benefits here.

Extended car warranty with ALA

Our extended car warranty policies at ALA can not only be renewed, but they are available in a range of coverage options guaranteed to suit your personal needs and preferences. We can contribute towards extra benefits such as roadside assistance, car hire, accommodation and rail fares on your policy, and no pre-inspection is required. We can also provide diagnostics on our platinum and gold policies, with wear and tear cover reserved for platinum customers, as well as a 0% finance and payments that can be spread over the first 10 months.

To find out more about how our extended warranty coverage can help you, and how you can renew, get in touch with a member of our team today.

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