Regardless of whether you have a conventional, electric , or hybrid car , there is always the possibility of a sudden failure – even if you regularly maintain your the vehicle. However, you can avoid an expensive repair by choosing the appropriate component cover.
Diesels are hailed for their reliability and efficiency. However, they can be more prone to engine issues which are expensive to repair. All our policies cover a huge variety of parts including, engines and fuelling systems. This guide explores how to get the most out of your warranty period. Learn about servicing your car for optimal coverage and common misconceptions about this kind of policy.
New cars , including diesel vehicles, come with a three to five-year manufacturer warranty which covers the cost of repairs after a sudden mechanical or electrical failure. If you still have a internal combustion engine and it’s no longer covered by the original component cover, you could buy extended warranty which covers you for longer.
ALA Insurance offers three different levels of extended warranty cover which are available for (up to 5000cc) petrol, diesel, electric and hybrid cars no matter the value of your vehicle. Choose your level of cover – Silver warranty covers cars up to 16 years and 150,000 miles, Gold warranty covers cars up to 12 years and 100,000 miles, and Platinum waarranty covers cars up to 8 years and 80,000 miles.
|
|
Silver |
Gold |
Platinum |
|
Age |
16 years |
12 years | 8 years |
|
Mileage |
150,000 |
100,000 |
80,000 |
Read the full list of covered components
All cars are prone to sudden faults no matter how well you maintain your motor. However, more expensive repair costs are associated with diesel engines compared to petrol. Moreover, the diminishing popularity of these vehicles could lead to shortages in vehicle parts and rising repair costs.
Diesel engines are known for their reliability and efficiency due to robust construction, higher torque, lower RPM and better combustion efficiency. However, they have more complex fuel systems, diesel has more impurities and without proper maintenance, these engines can break down more frequently than petrol.
An extended warranty helps you avoid an expensive repair if something goes wrong with your car unexpectedly.
Petrol and diesel vehicles share many components but there are crucial differences to be aware of when choosing your policy, the main one being the air compressor (only present in diesels). Other engine components such as injectors, pump and filters can be more prone to issues than petrol engines due to fuel oxidation, impurities or viscosity.
All engine components are covered under a Platinum warranty as long as the other policy conditions are met. Read about the other component systems we cover:
If the Platinum warranty isn’t suitable for you, Gold Warranty offers generous coverage for a wide range of diesel car parts as long as the other are met. Consider the following fuel system and engine exclusions:
Silver warranties offer core component cover and are available for older cars with higher mileage. They give you some peace if something crucial fails. However, engine and fuel system coverage doesn’t cover the following to the following parts so bear this in mind if you have a diesel vehicle.
PLEASE READ YOUR POLICY DOCUMENTS BEFORE BUYING DIESEL CAR WARRANTY TO ENSURE YOUR COVERAGE SUITS YOUR NEEDS.
The key to getting the most out of your diesel car warranty policy is adhering to your service schedule. No insurance provider will cover avoidable faults caused by neglect or improper maintenance. Ensure you check the following on a regular basis:
WE WILL ASK FOR MOT AND SERVICE HISTORY WHEN YOU CLAIM. YOU’LL NEED EVIDENCE OF A SERVICE WITHIN THE LAST 12 MONTHS TO KEEP YOUR POLICY VALID.
ALA Insurance offers competitive prices and generous cover options. It may be worth buying warranty for an older car to reduce the possibility of an expensive repair. In that case, choose Silver Warranty. If you want a bit more peace of mind and your vehicle is a little newer, you can choose a Gold or Platinum Warranties. Explore the benefits of ALA warranty.
We don’t offer a specialised policy for diesel vehicles. However, you will want to look for full coverage of engine and fuel system components for the most assurance over common failures in diesel cars.
We cover named components that have reached the end of their natural working lives. Platinum policyholders benefit from wear and tear cover. However, you need to property maintain your car for your coverage to remain valid – we require that you service the vehicle at least yearly.
Sometimes your car insurance company can charge a higher premium for diesel cars because they’re more expensive to repair. However, often this is offset by their reliability. Thankfully, ALA Insurance doesn’t charge extra for diesel warranties.
To avoid tripping up on component cover, here are some troublesome engine components that we DO NOT cover:
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Platinum |
Gold |
Silver |
|
All engine and fuel system components are covered as long as the other policy conditions are met. |
Fuel System: |
Fuel System: |
Platinum and Gold warranties cover the high-pressure pump but the Silver warranties have the most minimal fuel system coverage. If you have a diesel vehicle and you need more comprehensive cover, choose a Gold or Platinum policy.
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