An extended car warranty policy is a smart investment; all new cars come with a manufacturer warranty for a limited amount of time, with some extending to seven years. Once this warranty expires, it is a smart idea to purchase an extended warranty from a third-party provider to keep your car protected from the repair cost of mechanical and electrical faults. Our extended car warranty policies at ALA come with enticing benefits at competitive prices, but like all warranty policies, there are requirements to be aware of before purchasing.
In this comprehensive guide, we will explore the eligibility requirements for an extended car warranty policy at ALA, the documents and information you need to provide and the exclusions and limitations that apply to your policy.
Are There Any Eligibility Requirements for Extended Car Warranty?
Before purchasing an extended warranty policy, you should check if you and your vehicle meet the eligibility requirements. At ALA, our eligibility requirements include:
The age and mileage of the vehicle: our silver, gold and platinum coverage options at ALA cover vehicles of different ages and mileage. Our silver policies have an age and mileage limit of 16 years and 150,000 respectively, whereas our gold policies can accommodate vehicles at 12 years old with 100,000 miles on the clock, and our platinum policies are perfect for cars no older than eight years old with 80,000 miles on the clock.
Vehicle condition: your vehicle must be in good condition before you purchase your policy
Up-to-date service history: failure to provide evidence of servicing could result in your claim being denied
No modifications after the purchase of your extended car warranty policy
Vehicle usage: if your vehicle is used for commercial purposes, such as a taxi, you may not be eligible for an extended warranty policy
Your warranty will be void if you fail to keep up with the regular maintenance, conduct unauthorised repairs, misuse the vehicle or fail to declare any pre-existing issues. You are eligible for extended car warranty once your existing manufacturer warranty runs out, and you can transfer your policy to a new driver if you decide to sell your car.
What Documents Do I Need for Extended Car Warranty?
You do not need any documents to buy an extended warranty policy from ALA, and you don’t even need a pre-inspection for your car. If you wish to make a claim, you will need to provide a few bits of information, such as your policy number, your vehicle’s mileage and registration number, and your service history documents. Failure to present this information could result in delayed processing of your claim and denial of the warranty coverage altogether.
After purchasing your extended warranty policy, you will receive various documents, such as:
Policy documents
Certificate of insurance
Contact information
Warranty information document
It is important to be aware of certain details before purchasing your extended car warranty policy, such as the coverage details mentioned in your policy, the claims process, cost, and the reputation of the provider. At ALA, we have a 4.9 Trustpilot rating gathered from almost 18,000 reviews.
What Exclusions and Limitations Apply to Extended Car Warranty Policies?
There are various restrictions and exclusions to be aware of when purchasing an extended car warranty policy. There are restrictions in place for purchasing an extended warranty policy and claiming. Your warranty coverage may be void on these conditions:
Electrical and mechanical issues occurred due to general wear and tear
Failure to keep up with regular maintenance
Pre-existing conditions before you took out your warranty policy cause your car to breakdown
Damage caused by unapproved modifications
Damage caused by neglect and misuse of the vehicle
Before you purchase your extended car warranty coverage, you should check to make sure you are getting the most out of your policy. Make sure the warranty coverage details are up to your standard, and check to see if you can transfer the policy to a new driver. Transferability of warranty policies can help increase the value of your car at sale. Weigh up the cost and benefits of the policy, and check out the cancellation policy if you aren’t satisfied. You can check to see what you will be getting with your policy in our extended car warranty quote builder here.
Our extended car warranty coverage at ALA is competitively priced and can be tailored to suit your particular needs and preferences. Our policies come with no pre-inspection as standard, with coverage starting from day one. If your manufacturer warranty has just run out, consider continuing your protection with an extended car warranty policy from ALA today.