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Choosing an Extended Car Warranty Provider | ALA vs. Specialist Providers

10 December 2024

Written by Simon England

|  7 Minutes

Extended car warranty is a great option for protecting your vehicle and your finances should your car suffer a mechanical or electrical breakdown. Once you’ve settled on obtaining extended car warranty, you need to choose a provider that ticks all your boxes. Extended warranty providers can tell you everything about their policies and how they will benefit you, but what do the reviews say, and do their policies align with your needs?

In our comprehensive guide, we will discuss how our policies stack up against some of our competitors, including AA, RAC, Warrantywise and Motoreasy. We will compare coverage options, key features, customer satisfaction and price, summarising everything you need to know before you make your choice.

ALA vs. AA Warranty

At ALA, we’re proud to offer extended car warranty policies with flexible coverage options, helping you choose the best choice for your car and budget. You can build your bespoke quote online with our easy-to-use tool, choosing your coverage length and any add-ons you wish to make use of. We also come highly rated on Trustpilot, ensuring our customer services and claims processes are up to standard.

You can pick from a Silver, Gold or Platinum policy depending on your cars age and mileage; Platinum is a more comprehensive coverage, whereas Silver is our more basic package. You can find out more about our coverage options here.

The AA is a name that people trust, known across the country mainly for their breakdown recovery. AA warranty policies are designed to give you peace of mind, making it easy to switch from manufacturer warranty to extended warranty. Their policies can also help you lower repair costs, giving you extra financial protection. AA policies also cover important components like the engine and transmission, electrical components, and consequential damage.

At ALA, we distinguish ourselves with flexible coverage choices, competitive pricing, and a focus on customer satisfaction. AA, on the other hand, benefits from its well-established brand reputation, extensive network of approved repair facilities. Selecting an extended car warranty involves considering your unique requirements, including driving habits, risk tolerance, and budget.

You can find out more in our previous guide here.

ALA vs. RAC Warranty

When comparing our warranties and RAC extended car warranties, understanding their differences in coverage, pricing, and customer experience is essential for making an informed decision. Both companies offer policies that address mechanical or electrical issues after the manufacturer’s warranty ends, but they vary significantly in their features and costs.

Our extended warranty stands out with its no pre-inspection requirement, high customer satisfaction rating of 4.9 stars on Trustpilot, and comprehensive coverage options. The Platinum level includes protection against wear and tear, suitable for vehicles up to eight years old or 80,000 miles. Additionally, our coverage extends to diagnostics up to £50 for Gold and Platinum plans, with the benefit of no excess charges on claims.

In contrast, RAC provides a variety of coverage options, including plans that cater specifically to electric vehicles (EVs) and roadside assistance for added peace of mind. As a well-established provider with 24/7 UK-based customer service, RAC has a long-standing reputation in the industry. Their diagnostics coverage is slightly higher than ALA’s at £55 for Platinum plans, and they offer flexible payment options. However, RAC’s premiums tend to be higher for the coverage provided.

Pricing differences between the two providers are significant. ALA typically offers more competitive rates for comprehensive coverage, with costs influenced by factors such as vehicle age, make, and coverage level. In contrast, RAC’s pricing is generally higher, though the plans often include extras like roadside assistance.

Both warranties come with exclusions and limitations. ALA’s policies include three levels—Gold, Platinum, and Silver—with exclusions related to neglect, improper use, and pre-existing conditions. RAC has a similar approach, with different levels of plans that also exclude betterment and wear and tear.

Read our previous guide here to find out more.

ALA vs. Warrantywise

ALA, known for our reputation in GAP insurance, has built a strong presence in the extended warranty market, emphasising a customer-focused approach. High Trustpilot ratings reflect this commitment, with three coverage levels to suit different needs: Silver, Gold, and Platinum. We also provides flexible pricing, with options for monthly or annual payments, and an online tool for customising quotes based on vehicle details.

Warrantywise is recognised for its transparency and customer service. It offers coverage levels based on the vehicle’s age and mileage, starting from a 04/40 plan for cars up to four years old and 40,000 miles, extending to a 15/150 plan for vehicles up to 15 years old and 150,000 miles. Features such as emergency breakdown cover and car hire are included at higher tiers. Warrantywise’s clear policy terms and straightforward claims process contribute to its strong reputation, with detailed contracts provided upfront to prevent any surprises.

When comparing ALA and Warrantywise, both providers offer comprehensive coverage, but our Platinum plan may cover more for high-end vehicles. Pricing for both is competitive; we offer discounts for multi-year plans and Warrantywise provide affordable monthly options.

Deciding between the two depends on factors such as the car’s age and mileage, driving habits, budget, and desired level of coverage. Newer cars may benefit from our Platinum plan, while less frequent drivers might find the Silver option adequate.

ALA vs. Motoreasy

In comparison to ALA, Motoreasy has its benefits that ensure it is a reliable provider or extended car warranty. It has quickly established itself as a strong contender due to its focus on comprehensive coverage and user-friendly services. It offers several levels of warranty plans designed to meet different requirements, including Plan A for newer cars up to three years old with a maximum of 60,000 miles, Plan B for vehicles up to five years old with 100,000 miles, and Plan C for cars over 10 years old and up to 120,000 miles. Motoreasy also provides competitive pricing with various payment options, catering to customers who prefer flexibility in their financial arrangements.

When comparing our policies and and Motoreasy, both offer a range of coverage levels, though we are noted for our flexibility in covering high-mileage vehicles up to 150,000 miles, which may be more appealing to drivers of older cars. Both companies have earned strong customer reviews, however, we are particularly recognised for transparency and customer satisfaction. Motoreasy’s online management portal adds a layer of convenience for tech-savvy customers, though ALA also allows policy management online.

In terms of pricing, we are known for our straightforward and competitive rates, providing options for monthly or one-off payments. This flexibility can be particularly beneficial for budget-conscious drivers seeking comprehensive protection. Choosing the right warranty depends on several factors, including the car’s age and mileage, driving habits, budget, and desired level of coverage. Our policies accommodate high-mileage drivers or older vehicles, while those with newer cars or those seeking the most extensive coverage may find the Platinum plan the best option.