Why Should I Choose Breakdown Cover?

Choosing a breakdown cover policy can not only give you peace of mind whilst out on the roads, it can save you time and money in the long run. Breaking down in an unfamiliar location can be a tough experience, so knowing you have everything covered should the worst happen could make all the difference. But why should you choose breakdown cover?

In our complete guide, we will discuss the benefits of breakdown cover, including what a policy covers, how to choose the right policy for you, and whether or not your policy will cover you abroad. We will also discuss why opting for breakdown cover at ALA is the right choice.

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Is Breakdown Cover Worth It?
What Does a Breakdown Policy Include?
How Do I Choose the Right Breakdown Policy for Me?
Do Breakdown Policies Cover Me Abroad?
Breakdown Cover with ALA

Is Breakdown Cover Worth It?

For many motorists, breakdown cover is a worthwhile investment. While no one expects their vehicle to break down, the reality is that unforeseen issues can arise, even with well-maintained cars. From a flat battery to an engine failure or a more serious mechanical fault, breakdown cover can save you time, stress, and money.

Without breakdown cover, you’d likely need to arrange and pay for assistance on the spot. Depending on the severity of the issue, this could cost hundreds of pounds. Breakdown cover, on the other hand, provides a pre-arranged safety net. For a relatively small annual or monthly fee, you gain access to professional roadside assistance and other valuable services.

Breakdown cover is especially beneficial for:

Long-distance travellers: Regular motorway driving increases the likelihood of being far from home if you experience a problem.
Commuters: A breakdown on the way to work can derail your day. Rapid assistance ensures you’re back on track quickly.
Drivers of older vehicles: Cars age, and the risk of breakdown increases over time.

With ALA’s breakdown cover, you can travel with confidence, knowing help is always available when you need it most. We have four levels of cover: roadside assistance, roadside and recovery, total UK, and total UK and Europe.

Find which breakdown policy is the best choice for you here.

What Does a Breakdown Policy Include?

Breakdown policies can vary, but most include a range of services designed to get you back on the road or to a safe place as quickly as possible. At ALA, we offer comprehensive breakdown cover with a host of features tailored to your needs.

Roadside Assistance: This is the most basic level of cover, providing help if your vehicle breaks down away from home. A trained technician will attempt to fix the issue on the spot.
Vehicle Recovery: If your vehicle can’t be repaired at the roadside, it’s transported to a nearby garage or your chosen location. With ALA, you can count on flexible recovery options to suit your circumstances.
Onward Travel: If your vehicle needs repairs and you’re far from home, onward travel cover ensures you can continue your journey. This could include alternative transport arrangements or overnight accommodation.
European Cover: Many policies, including those from ALA, offer breakdown assistance while travelling abroad. This is especially useful for holidays or business trips across Europe.

Before purchasing a policy, it’s essential to review the specifics to ensure the cover meets your requirements.

Ready to see how much you could be saving? Start building your breakdown cover quote today.

How Do I Choose the Right Breakdown Policy for Me?

Choosing the right breakdown policy involves assessing your driving habits, vehicle needs, and budget. Here are some key factors to consider:

Type of Cover: Determine whether you need basic roadside assistance or a more comprehensive plan. For example, if you often travel long distances, a policy with vehicle recovery and onward travel is a smart choice.
Vehicle Age: Older vehicles are more prone to breakdowns and may benefit from more extensive cover. Check whether there are age restrictions on the policies you’re considering. You should also check if you have an extended car warranty in place for extra peace of mind.
Coverage Area: If you frequently travel across the UK or into Europe, ensure your policy includes national and international coverage.
Policyholder vs Vehicle Cover: Some policies cover the individual, meaning you’re protected regardless of the vehicle you’re driving. Others are tied to a specific car.
Exclusions: Read the terms and conditions carefully to understand what isn’t covered. Common exclusions include breakdowns caused by lack of maintenance or pre-existing faults.
Cost: Compare the cost of different policies, but remember that the cheapest option isn’t always the best. With ALA, you get a balance of affordability and comprehensive cover.

Taking time to evaluate your needs ensures you’ll choose a breakdown policy that provides value and peace of mind.

Do Breakdown Policies Cover Me Abroad?

Many breakdown policies, including those offered by ALA, provide coverage for driving in Europe. This is a crucial feature if you frequently travel abroad for holidays or work. European breakdown cover typically includes:

Roadside Assistance: Help is available if your car breaks down while travelling on the continent.
Vehicle Recovery: If your car cannot be repaired abroad, arrangements can be made to transport it back to the UK.
Alternative Transport: Assistance with travel costs, such as car hire or public transport, ensures your journey can continue with minimal disruption.
Accommodation: If repairs take time, European cover often includes funds for overnight stays.

When travelling abroad, it’s also important to carry essential documents such as your driving licence, insurance, and breakdown policy details. With ALA’s European breakdown cover, you can enjoy your travels without worrying about unexpected issues.

Breakdown Cover with ALA

Choosing ALA for your breakdown cover ensures a reliable, tailored service that meets your individual needs. We offer flexible breakdown cover options, so you only pay for the features you need. Whether you want basic roadside assistance or comprehensive cover, we have a solution for you. We also offer 24-hour assistance, seven days a week, as well as competitive, transparent pricing.

When you choose breakdown cover with ALA, you’re investing in peace of mind, convenience, and reliable support. Don’t let a breakdown ruin your day or derail your plans; get in touch with us for a quote today.