Vehicle Replacement GAP Insurance

For the purposes of a quote please use the invoice price of the car including manufacturer fitted extras. Please also include dealer fitted extras, as these are covered up to a maximum of £1,500 including VAT.

Deduct any dealer or manufacturer discount (including deposit allowances, concessions, cashback, incentives or contributions).

Other things we don’t include: Interest charges, manufacturer delivery charges, paint/upholstery protection, fuel, road fund licence, warranty costs, administration fees, insurance, service plan costs, arrears and negative equity.

If you would like any assistance with a quote, please contact our team on 01653 916304

Return to Invoice Plus will cover the difference between your motor insurer’s settlement and either your invoice price or outstanding finance – whichever is greater at the time of a write off.

The Vehicle Replacement Plus policy will pay the difference between your motor insurer’s settlement and either the replacement cost of a vehicle of the same make, model, age and specification as the original vehicle or the outstanding finance, again whichever is greater at the time of a write off.

If your vehicle is less than 7 years old, has covered fewer than 80,000 miles and has been purchased in the last 90 days, we are able to offer you Vehicle Replacement Plus GAP Insurance.

The Vehicle Replacement Plus policy covers the difference between your motor insurer’s settlement and the replacement cost of a brand new vehicle, if your vehicle was new at the time of purchase. Alternatively, if your vehicle was not brand new, it covers the difference up to the cost of a vehicle which matches the age of the vehicle that you originally insured.

If you’ve had the car for more than 90 days, or it exceeds the above age limits, we can instead offer you a Return to Invoice Plus policy.

The Return to Invoice Plus policy pays the difference between your motor insurer’s market value settlement and your original invoice price.