Return to Invoice GAP Insurance

For the purposes of a quote please use the invoice price of the car including manufacturer fitted extras. Please also include dealer fitted extras; depending upon the policy underwriter, these are either unlimited or covered up to a maximum of £1,500 including VAT (this will be confirmed in the policy documents on the quote page and following purchase).

Deduct any dealer or manufacturer discount (including deposit allowances, concessions, cashback, incentives or contributions).

Please also don’t include: Interest charges, manufacturer delivery charges, paint/upholstery protection, fuel, road fund licence, warranty costs, administration fees, insurance, service plan costs, arrears and negative equity. These costs are not covered by the policy.

If you would like any assistance with a quote, please contact our team on 01653 916304

Return to Invoice Plus will cover the difference between your motor insurer’s settlement and either your invoice price or outstanding finance – whichever is greater at the time of a write off.

The Vehicle Replacement Plus policy would pay the difference between your motor insurer’s settlement and either the replacement cost of a vehicle of the same make, model, age and specification as the original vehicle or the outstanding finance, again whichever is greater at the time of a write off.

The Return to Invoice Plus policy is not suitable for cars purchased from a private seller. Instead we may be able to offer you an Agreed Value GAP quotation.

There are some things that the policy does not cover which includes, but is not limited to: delivery cost, first registration fee, extended warranty charges, insurance products, service plans, arrears negative equity, administration fees, fuel, road fund licence and paint/upholstery protection.

If you would like further advice about whether to include something in the vehicle price, then please call us on 01653 916304